Don’t Let Your Dental Benefits Go to Waste

Are you making the most of your dental insurance? As we approach the end of the year, it’s crucial to understand how your dental benefits work and why you shouldn’t let them slip away unused. At Pearl Dentures in Granbury, TX, we’re here to help you navigate the complexities of dental insurance and ensure you get the care you deserve.

Understanding the “Use It or Lose It” Principle

Most dental insurance plans operate on a calendar year basis, meaning your benefits typically expire on December 31st. This is where the “use it or lose it” concept comes into play. Here’s what you need to know:

  1. Yearly Benefits: The majority of dental plans have a maximum annual benefit that doesn’t carry over to the next year if unused.
  2. Roll-Over Max: Some employers and insurance carriers offer a roll-over maximum. This allows a portion of unused benefits to carry over to the next year, but often requires at least one dental visit annually to activate.
  3. FSA vs. HSA: Flexible Spending Accounts (FSA) funds don’t carry over, while Health Savings Account (HSA) funds do. Check with your employer to see which option you have.

Why You Should Use Your Benefits Before Year-End

  1. Maximize Your Investment: You’ve been paying premiums all year. Why not take full advantage of your coverage?
  2. Reduce Out-of-Pocket Costs: Using your insurance benefits can significantly lower your personal expenses for dental care.
  3. Prevent Dental Issues: Regular check-ups and treatments can prevent small issues from becoming major problems.
  4. Plan for Extensive Treatments: If you need more extensive work, using this year’s benefits can help you plan and budget for next year.

How Pearl Dentures Can Help

At Pearl Dentures in Granbury, we’re committed to helping you make the most of your dental benefits. Here’s how we can assist:

  • Benefit Check: We’ll review your insurance plan and explain your coverage.
  • Treatment Planning: We’ll help you plan treatments to maximize your current year’s benefits.
  • Flexible Scheduling: We offer convenient appointment times to fit your busy schedule before year-end.

Act Now: Schedule Your Appointment Today

Don’t let your dental benefits go to waste. Call Pearl Dentures at 817-579-7297 or visit our office at 915 W. Pearl Street, Granbury, TX 76048. Let’s work together to ensure your smile stays healthy and bright, all while maximizing your insurance benefits.

Remember, a healthy smile is an investment in your overall well-being. Don’t wait until it’s too late – schedule your appointment with Dr. Katherine Elaine Hubnik today and make the most of your dental benefits!